Many SPAM emails are going out claiming to be from nacha.org which is the Electronic Payments Association. The emails come from Info@nacha dot org, Payment@nacha dot org and Alert@ nacha dot org claiming there is something wrong with one of your automatic bill payments.
A quick look into the header information (using message options in outlook) shows they are not coming from the nacha.org domain at all.
Subject: ACH payment rejected
They always have a link to a “report” that says it will give the details. Clicking on this link will take you to a website that is dishing out malicious code and attempts to get your personal banking details. Where the link really goes is shown here”
Do not click on the link for the report. Any failed transaction should be provided by your bank and not nacha. That is the gotcha there.
Stay safe out there!